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Same currency for spending and balance
If your spending and card balance are in the same currency, there's no fee. E.g., if your card balance is 100 RMB and you spend 100 RMB, the amount is simply deducted 1:1 from your account. No extra charges.
If your spending and card balance are in the same currency, there's no fee. E.g., if your card balance is 100 RMB and you spend 100 RMB, the amount is simply deducted 1:1 from your account. No extra charges.
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Different currencies for spending and balance
If your transaction involves currency conversion, it will be settled at the real-time exchange rate, which may lead to a small forex difference.
E.g., If your card holds 100 USD and you make a purchase of 100 RMB, the amount will be converted and deducted from your USD balance at the real-time rate (forex difference is usually less than 1%).
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Other fees
When using the card to pay via WeChat or Alipay, if a single transaction exceeds 200 RMB, a 3% fee will be charged by the payment platform (not by Bitget Wallet or the card issuer).