Gluon Money

The purpose of Gluon Money is to democratize access to crypto payments by embedding them seamlessly into social messaging platforms.
By making crypto invisible — requiring no technical knowledge from either sender or recipient — Gluon aims to bring digital finance to everyday users who currently find crypto intimidating or inaccessible. The platform's mission is to make "finance instant, fun, and under your control."

Users can participate by downloading the Gluon Money app from the Apple App Store or Google Play Store.
After installing the app, users can set up their self-custodial wallet, connect with friends through supported messaging apps, and begin sending and receiving payments instantly. Users can also earn rewards through in-app events like Lucky Draw, participate in referral programs, earn yield through Gluon Grow, and apply for a Gluon Card to spend crypto at Visa-accepted merchants globally.

Unlike traditional crypto wallets that require both parties to be on the same platform, Gluon integrates directly into messaging apps like Telegram and WhatsApp, enabling payments without the recipient creating a new account. Gluon uniquely combines self-custody security, social gamification, a Visa card, and savings products in one consumer-facing app — making it more comparable to a consumer super-app than a standalone crypto wallet.

Yes, Gluon Money is built with security at its core through a self-custodial architecture. This means users always hold their own funds — Gluon does not have control over user assets at any time. As a self-custodial solution, users' crypto is protected by their own private keys, reducing the risk of exchange-style hacks or platform insolvency affecting user funds.

Risks include: volatility of crypto assets held in the wallet, smart contract or software vulnerabilities, loss of access to self-custodial wallets if recovery information is lost, regulatory risks in different jurisdictions regarding crypto payments and card products, and early-stage product risk given that Gluon is a relatively new startup. Users should review Gluon's Terms & Conditions, Privacy Policy, and Card Terms (available on gluon.money) before committing significant funds.