Kontigo

Kontigo aims to democratize access to basic finance by providing a stablecoin-focused neobank that offers users in emerging markets the ability to save stably, grow wealth, and transact freely. The platform leverages blockchain technology to deliver a fully self-custodial, decentralized banking experience.

Users can participate in Kontigo's ecosystem by downloading the Kontigo app, creating an account, and utilizing the various financial tools offered, such as earning yield on USDC holdings, receiving a stablecoin debit card with Bitcoin cashback rewards, activating USDT-backed credit lines, investing in tokenized U.S. stocks, and opening international accounts.

Kontigo's blockchain-native architecture allows it to operate 24/7 with fractional costs, permissionless access, and no need for country-by-country banking licenses. This approach enables rapid scaling and provides users with a seamless, low-cost financial experience that traditional neobanks cannot match.

Kontigo has implemented security measures such as partnering with Flagright for transaction monitoring and AML compliance. However, the company experienced a security incident in January 2026, during which unauthorized access affected some users' funds. Kontigo completed full compensation for the affected users and is taking steps to enhance security measures to prevent future incidents.

Potential risks associated with Kontigo include security vulnerabilities, as evidenced by the January 2026 incident. The company is actively working to strengthen its security infrastructure. Additionally, as a blockchain-based platform, users should be aware of the inherent risks associated with cryptocurrency markets, such as volatility and regulatory changes.