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No monthly or annual fee. No top-up fees.
<b>You do not need to pay monthly or annual fees, and top-up is free.</b> There may be a minor fee for foreign exchange and gas fees. Here is a detailed breakdown:
<b>You do not need to pay monthly or annual fees, and top-up is free.</b> There may be a minor fee for foreign exchange and gas fees. Here is a detailed breakdown:


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Conversion fees and FX rates
All transactions will be charged a <b>crypto-to-fiat conversion fee of approximately 0.5%</b>.
No FX fees when you spend in USD. For all other currencies, an <b>additional 1.7% FX conversion fee applies</b>, and the amount is settled at Visa's real-time rate. Fees are auto-deducted at purchase.

