Xoom
Xoom is PayPal's international remittance service, supporting fast transfers, bill payments, and mobile top-ups from developed countries such as the United States to 150+ countries and regions worldwide.
下載 Bitget Wallet appWhat is Xoom?
Xoom is a digital money transfer service and subsidiary of PayPal that has recently integrated blockchain technology to enhance cross-border remittances. Its primary mission is to provide a fast, secure, and cost-effective way for users to send funds globally, now leveraging the PayPal USD (PYUSD) stablecoin to bypass traditional banking inefficiencies.
How Does Xoom Work?
Xoom operates as a digital platform where users can send money, pay international bills, and reload mobile phones. In its crypto-integrated model, U.S. users can fund their transfers using PYUSD. The platform converts the stablecoin into the recipient's local fiat currency, which can then be delivered via bank deposit, mobile wallet, or cash pickup in over 160 countries.
What Makes Xoom Unique?
Xoom is unique for bridging the gap between mainstream fintech and Web3. Unlike traditional services that rely on banking hours, Xoom's use of stablecoins like PYUSD allows for 24/7 transaction settlement. A standout feature is the elimination of transaction fees for U.S. users who fund cross-border transfers with PYUSD, significantly reducing the cost of global remittances.
Who Are the Founders of Xoom?
Xoom was founded in 2001 by entrepreneurs Kevin Hartz and Alan Braverman. Kevin Hartz is a well-known figure in the tech industry, having also co-founded Eventbrite and served as an early investor in companies like Airbnb and Pinterest. Alan Braverman, a software developer, was a co-founder of Yammer and Geni.com, bringing extensive expertise in scaling digital platforms.
最新新聞
What Key Events Have There Been for Xoom?
A major milestone occurred in April 2024 when Xoom announced that U.S. users could fund international transfers using PayPal USD (PYUSD). In November 2024, Xoom further expanded its crypto footprint by partnering with Cebuana Lhuillier and Yellow Card to facilitate PYUSD-based disbursements in Asian and African markets, improving financial inclusion in underbanked regions.
Project Announcements
Recent updates focus on the expansion of the 'Cryptocurrency Hub' within the PayPal and Xoom ecosystems, allowing for seamless conversion between stablecoins and fiat currencies for international recipients.
即將舉行的活動
Latest Airdrop
Currently, there is no official airdrop scheduled for a native Xoom token, as the platform primarily utilizes the PayPal USD (PYUSD) stablecoin for its crypto-related operations.
ICO Time
Xoom was a venture-backed company that went public on the NASDAQ in 2013 before being acquired by PayPal; therefore, it did not conduct a traditional Initial Coin Offering (ICO).
IDO Time
There is no Initial DEX Offering (IDO) recorded for Xoom, as it operates as a regulated financial service under PayPal.
TGE Time
Xoom does not have a native utility token; its blockchain integration focuses on the use of the PYUSD stablecoin.
項目公告
Where to Buy Xoom?
The XOOM token listed on some trackers is often a legacy or niche asset (such as the one on the XRP Ledger). However, for the Xoom project's primary crypto utility, users should look to PayPal USD (PYUSD), which is available on major exchanges like Bitget, Coinbase, Kraken, and various decentralized exchanges on Ethereum and Solana.
Xoom Price
Daily Trading Volume
Trading volume for niche tokens labeled 'XOOM' (e.g., on XRPL) is typically low, often under $5,000 daily. PYUSD, the primary asset used by Xoom, maintains high liquidity with daily volumes often exceeding $50 million.
All-Time High
For legacy XOOM tokens on XRPL, the ATH reached approximately $0.18 in late 2024, but prices are highly volatile and liquidity is limited.
All-Time Low
Historical lows for niche XOOM tokens vary by exchange but often hit near-zero values during periods of inactivity.
Market Cap and Valuation
Market Cap
Niche XOOM tokens on the XRP Ledger have a negligible market cap, often ranked outside the top 3,000. Xoom as a corporate entity is part of PayPal's multi-billion dollar valuation.
Fully Diluted Valuation
Reliable FDV data for a 'Xoom token' is generally unavailable due to the lack of an officially recognized native token by the PayPal-owned entity.
Xoom Price Prediction
There are currently no available forecasts from reliable experts or reputable financial publications for a native 'Xoom' token, as the project's strategy revolves around stablecoin utility (PYUSD) rather than a speculative asset. Market sentiment is generally positive regarding Xoom's role in driving stablecoin adoption.
How to buy Xoom?
To gain exposure to Xoom's ecosystem via the Bitget Wallet, follow these steps:
Download the Bitget Wallet: Install the app from the official site or app store.
Create an Account: Set up a new wallet and secure your recovery phrase.
Fund Your Wallet: Deposit USDT or fiat to purchase PYUSD, which is the asset integrated with Xoom.
Navigate to the Market: Search for 'PYUSD' or 'XOOM' (if seeking the XRPL token) in the market section.
Place Your Order: Choose the pair (e.g., PYUSD/USDT), enter the amount, and confirm. The assets will then appear in your wallet.
Download the Bitget Wallet: Install the app from the official site or app store.
Create an Account: Set up a new wallet and secure your recovery phrase.
Fund Your Wallet: Deposit USDT or fiat to purchase PYUSD, which is the asset integrated with Xoom.
Navigate to the Market: Search for 'PYUSD' or 'XOOM' (if seeking the XRPL token) in the market section.
Place Your Order: Choose the pair (e.g., PYUSD/USDT), enter the amount, and confirm. The assets will then appear in your wallet.
常見問題
What is the Purpose of Xoom?
The purpose of Xoom is to revolutionize international money transfers by making them faster, cheaper, and accessible via digital devices, recently incorporating stablecoins to enhance global liquidity.
How Can I Participate in Xoom's Ecosystem?
Users can participate by using the Xoom app to send money abroad, holding PYUSD in a PayPal or Bitget wallet, or utilizing Xoom's bill pay and mobile reload services.
What Sets Xoom Apart from Competitors?
Xoom stands apart through its direct integration with PayPal's massive user base and its ability to offer zero-fee international transfers when funded by stablecoins, a feat most traditional competitors cannot match.
Is Xoom Secure?
Yes, Xoom is highly secure. As a PayPal service, it employs enterprise-grade encryption, 128-bit security, and is regulated as a licensed money transmitter in multiple jurisdictions.
What are the Risks Associated with Xoom?
Risks include currency exchange rate fluctuations for recipients, potential account freezes due to regulatory compliance (KYC/AML), and the general risks associated with the underlying blockchain networks used for stablecoin transfers.
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