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Where can I find my account details?
Once your account is approved, you can view your unique Virtual Account details on the Virtual Account page.
Once your account is approved, you can view your unique Virtual Account details on the Virtual Account page.
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What information is required to receive funds with a Virtual Account?
Enter all details exactly as shown on the page to avoid delays or the transfer being returned.<br><b>USD</b><br><b>ACH:</b> Beneficiary name, bank name, account number, routing number<br><b>Fedwire:</b> Beneficiary name, bank name, account number, routing number, bank address<br><b>SWIFT:</b> Beneficiary name, bank name, account number, SWIFT/BIC, bank address<br><b>EUR</b><br><b>SEPA:</b>Beneficiary name, bank name, IBAN, BIC
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Transfer methods, fees, and timing
1. Opening an account is free of charge<br>2. Each deposit incurs a transaction fee (fixed fee + a percentage of the deposit amount, which varies depending on the transfer method, see below), and a network fee for exchanging to USDC or USDT (Gas fee). Fees are deducted in USDT or USDC at their equivalent value.<br>3. Please refer to the page for specific fees and the finaldeposit received<br>Note: The platform initiating the transfer (e.g. your bank or payment provider) may charge additional fees on top of Bitget Wallet’s transaction and network fees. These third-party fees are set by the respectiveplatformand are outside Bitget Wallet’s control.<br><br><b>Minimum deposit amount: 50 USD / 1 EUR</b><br>Transfers below the minimum may fail.<br><br><b>USD</b><br>ACH (fixed 0.5 USD + 0.3%, as fast as a few minutes, up to 3 business days)<br>Fedwire (fixed 14 USD + 0.3%, same-day arrival)<br>SWIFT (fixed 30 USD + 0.3%, as fast as a few minutes, up to 5 business days)<br><b>EUR</b><br>SEPA (fixed 0.50 EUR + 0.3%, as fast as a few minutes, up to 1 business day)
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When Enhanced Due Diligence (EDD) is required
<b>Enhanced Due Diligence (EDD) may be required in the following cases:</b><br>A transfer exceeds any of the limits below; or<br>The user or transaction is identified as higher risk based on the service provider’s risk assessment.<br>If EDD is required, please provide the requested information within 10 working days. If you do not respond within this period, the funds will be returned in their original form.<br><br><b>USD</b><br>1. Non-personal transfer amount: more than 5,000 USD<br>2. Personal transfer limit: up to 10,000 USD<br>3. Monthly cumulative limit: up to 20,000 USD<br><b>EUR</b><br>1. Single transaction limit: up to 15,000 EUR<br>2. Cumulative monthly limit: up to 30,000 EUR
